The Elia & Ponto Law Firm

Auto Accidents and Health Insurance in Michigan

Imagine: you’ve just been in a car accident, and you need to be hospitalized. Between the ambulance ride and the medical testing and treatment, costs are adding up fast. How are you going to pay for them? In the state of Michigan, medical coverage is provided as part of No-Fault driver’s insurance (mandatory for all drivers in the state).

How Does No-Fault Insurance Work in Michigan?

The state of Michigan implemented changes to its No-Fault car insurance laws in 2020. No Fault insurance states that, after an accident, the driver’s insurance covers costs such as damage and medical bills, regardless of who was at fault. No-Fault insurance automatically comes with something called PIP (or Personal Injury Protection), though drivers have the ability to choose their level of PIP coverage. This portion covers any medical bills that may result from an accident in addition to lost wages and “replacement services,” which provide support to injured individuals while they are unable to do regular tasks, such as grocery shopping or household chores.

What to Know If You Get into a Truck Accident

Recovery after vehicular accidents can be difficult, especially if you’ve never experienced one before and are unfamiliar with what next steps to take. This is especially true after a truck accident, as these often cause more damage, leaving victims with greater physical and emotional trauma.

What Are the Laws for Social Security Disability Benefits and How a Lawyer Can Help

Disability benefits for social security can be complicated and challenging to understand, especially if it’s not something you’ve ever had to deal with before. How do you know if you’re entitled to disability benefits? How do you qualify? And if you do qualify, what do you have to do to apply?

We’re answering these questions and more as we walk you through the basics of social security disability benefits and how the legal team at Elia and Ponto can make the process significantly easier for you.

Slip and Fall Accident in Michigan: When Should You Contact a Lawyer?

The most dangerous accidents are the simple ones you don’t expect; the ones that can happen anywhere. Slip and fall accidents can take place anywhere and during any season. From winter ice to slippery floors indoors to hazardous obstacles you don’t see until it’s too late, there are many ways for slip and falls to take place, and they can happen to anyone. We’re here to walk you through the steps you should take immediately after one of these accidents and what you need to do to make sure your rights are fully protected.